What is a MONEY file?
A .MONEY file is a Money Data File created by Jumsoft Money, a popular personal finance application for macOS and iOS. These files store financial information such as bank account balances, user budgets, credit card transactions, and investment portfolios. Because the software is exclusive to Apple platforms, users on Windows or Linux often struggle to open .MONEY files natively.
How to open MONEY files?
The standard way to open a .MONEY file is by using Jumsoft Money on an Apple device. If you have access to the original software, you can open the file and export your data to universally supported formats like .CSV or .QIF for use in other accounting tools.
If you do not have a Mac or an iPhone, opening these files directly is difficult. Depending on the software version, the .MONEY file might be an SQLite database or a proprietary data container. Instead of guessing, you can use viewer.online/money to analyze the .MONEY file. Our tool can identify the exact format, inspect the internal file structure, and extract readable text when possible.
Best practices and troubleshooting
A common point of confusion is mistaking .MONEY files for Microsoft Money files. Microsoft Money uses the .MNY extension, while .MONEY belongs exclusively to Jumsoft. Do not try to force Microsoft Excel to open the file by simply renaming the extension. This will not work and might corrupt your data.
If you receive a .MONEY file and cannot access the data, you can inspect it with viewer.online/money to check whether an online preview is available or if raw transaction text can be safely extracted.
Software and tools
- Jumsoft Money - The official application for creating and editing these files.
- DB Browser for SQLite - Sometimes useful if the file is an unencrypted database container.
- viewer.online/money - The easiest way to inspect the file without installing specialized Apple software.
Summary
A .MONEY file contains structured personal finance data from Jumsoft Money. Because the application is strictly for Apple devices, cross-platform compatibility is poor. viewer.online/money is highly useful for identifying, inspecting, and understanding .MONEY files without installing software or dealing with compatibility problems.